SBA Loan Rate History Overview
[SBA Loan Rate History Chart 2019-2025]
SBA loan rate history from 2019 to present
Quarterly SBA Loan Rate History
504 Loan Rate History
Q1 2025:4.75%
Q4 2023:4.88%
Q3 2023:5.02%
7(a) Loan Rate History
Q1 2025:9.00%
Q4 2023:9.25%
Q3 2023:9.50%
Historical Rate Analysis
SBA loan rates have shown significant fluctuation over the past five years. The 504 program has maintained relatively stable rates, while 7(a) rates have followed broader market trends.
Key historical trends include:
- Post-pandemic rate adjustments in 2021
- Gradual rate increases throughout 2022
- Rate stabilization in late 2023
- Recent downward trend in early 2024
Compare Current Rates
See how today's rates compare to historical trends