2025 Texas VA Loan Updates
Current Rate:From 5.75%
Loan Limit:$726,200
$
Maximum amount varies by county
Current VA rates typically range from 3.5% to 6.5%
VA loans typically require no down payment
Exclusive Texas Veteran Benefits
VLB Home Loan Program
- Below-market interest rates starting at 5.75%
- Up to $726,200 loan amount (2025)
Property Tax Benefits
- Up to $12,000 property tax exemption
- 100% exemption for 100% disabled veterans
Texas Housing Market Highlights
Market Growth
Average home value increase of 8.2% in 2023
Affordability
Median home price: $315,000 (2025)
Growth Areas
Top markets: Austin, Dallas, Houston
Texas Veterans Land Board Programs
Land Loans
- Up to $150,000 for land purchase
- Competitive fixed rates
Home Improvement
- Up to $50,000 for renovations
- 30-year fixed rate options